| The Plan (Healthcare Made Simple) Money The Plan (Healthcare Made Simple) Let me first say, "Dennis J. Kucinich buckled under because he is without true courage! He understands the abuses of the insurance industry yet he is to vote yes for a bill that will kiss their ass!" "It was recently learnt by this scientist that every single item in this bill that forces any restitution or reform by the insurance industry have already been over come by new policies to come out from the insurance companies just days preceding the passage of this bill! This new bill will change nothing!" This is not a plan of reform it is a plan to reinitialize our medical system onto a system that will provide the quality health care necessary for every American. Each implement will provide sound reasons for that implementation of the plan. An understanding with what the system needs is the first priority in any reconstruction or reinitialization plan. One must take a walk through our system to truly know what it needs. I have personally walked through our medical system over the last thirty years, taking notes throughout, which makes me particularly aware of what the system needs. This plan will first identify the three greatest issues with our medical system and then provide a solution to all three as well as how our President can use his power to make it happen. IMPLAMENT ONE Rationale Of course the first and primary issue with our system is the health insurance industry that currently possesses our medical system in their back pockets. Naturally a plan such as this will be opposed by most politicians in this country since this plan will eliminate the health insurance industry. Their arrogance and presupposed intangibility has truly made them vulnerable to what I am about to suggest. Every single health insurer in this country has been guilty of violating at least four anti-trust statutes for over ten years. The four that come to mind are predatory pricing, tying, price gouging and refusal to deal. These items are clearly stipulated and are violations of anti-trust laws in this country yet these violators have gone many years assuming they are above these legal directives due to their own omnipotence. It is time our President step back, take another look and realize that he is playing with Armageddon. If he does not correct this one problem in this country it will bring down the entire world. Imagine if you will a 750 billion dollar industry suddenly brought to a halt. No bills paid, no medication, no authority to do surgery; even trauma would be left to its own. This is the destiny of our current medical system if our President simply tries Reforming¯ instead of actually fixing. As I collated my ideas of the last thirty years and our President was struggling to get his reform passed the insurance companies were hard at work figuring out how to get around these reforms. They currently have many of them worked out but what do you suppose will happen if they cannot find a work around and start loosing enormous profits? They will shut down in lieu of negotiations and leave millions without medical anything. It will shut down our hospitals, clinics, pharmacies, special surgery suits and laboratories. Just about everything will be affected and thousands, perhaps millions will die. Now that I have scared the crap out of you this is what our President needs to do. Plan Step One The power of our President also resides in the purview of our Attorney General which has the power to press anti-trust violates to the wall and close their business. Our President should formulate a strategy with his Attorney General to go after the entire industry and close them down. What will pay for everything you ask? I will get to that momentarily. Through this legal process in which the insurance industry will fail, our President could recover billions in company profits through leveled penalties. At the very least this would put the President in a much better bargaining posture but inevitably health insurance must go away. It has become a buffer to all money medical and because of this our medical system is no longer getting the financial support it requires. In the process of trying to mitigate risk we have sold our sole to the devil and it is time to kill the devil. With that said how do we get things paid for? Well if there is no longer a need for anyone to pay medical risk sponsorship to insurance companies they could in turn pay it to a government sponsored pool to be distributed to necessary need. Hospitals would get a piece, clinics, surgery suits; even pharmacies would get a piece. Then further financial support would be generated by corporate sponsors. All the money that is currently going in the hands of greedy insurance executive would poor into our medical system. Then the President could sponsor a bill that would provide a mandatory health risk tax on every American. I think this tax would be well received since every American knows that medical expenses have to be paid, they are just tired of paying them but most the payment never reaches the intended recipient, the medical system. In the end what every American pays will be far less then what they are currently paying for health care and the beauty of this system every family pays one payment and gets everything free. Yes this sounds like socialism but don't we have so very much socialism in our country already. Trickle down economics, entitlements, welfare programs, food stamps, federal highway sponsorship, Medicaid, Medicare and so many more are all forms of socialism. What's wrong with one more? In the end it would cut the cost that the President is proposing in half but another question does come to mind. How will hospitals, clinics, doctor offices, pharmacies, laboratories and specialties get paid for services? Under this plan they would all receive a piece of the medical pool and in the end would be more than happy at the size of the piece. All that would be paid for within this system of NON-PROFIT medical care can be broken into two groups, consumables and human beings. People working within this system would receive their salaries straight from the pool just like everything medical. All these things would be agreed upon the way everything is suppose to be agreed upon in this country through congress, the senate, and inevitable the President. Effectively this would provide the exact same financial support to the medical system with one very important difference, eighty percent of the cash doesn't go into someone else's pocket, instead of the medical system. IMPLAMENT TWO Rationale To provide my thinking on this part of my plan I need to first talk a bit about our past. Insurance is only one of the two main problems with our system; the core of our system itself has a big problem, doctors. In order to understand this gigantic problem one has to look all the way back to the legalization of abortion. You know, Roe versus Wade! Now I am not trying to explore the morality of abortion just its effect on our way of life. When abortion was legalized in 1973 all doctors were suddenly forced to live with a constant contradiction due to the Oath they were all required to take. The Hippocratic Oath, included at the bottom of this document, has a reference to abortion in it. It directly forbids doctors to assist in any way with helping to cause an abortion. The actual statement, I will not give a pessary to cause an abortion¯, can only be interpreted one way, I will not assist in causing an abortion. Now others may argue that this oath became out dated at the advent of surgery hundreds of years ago and the Hippocratic Oath was obsolete long ago. Some seem to equate the idea of cutting someone open violates the oath mandate, I will do no harm¯ or I will not cut for stone even in the patient which the disease is manifest. Both of these statements are left to interpretation just as the abortion statement is but these statements in the Oath are always mutilated. I will do no harm¯ is really, I will prescribe regimens for the good of my patients according to my ability and my judgment and never do harm to anyone.¯ The I will not cut¯ statement is often left without its second part. Here is the entire line in the oath, I will not cut for stone, even for patients in whom the disease is manifest; I will leave this operation to be performed by practitioners, specialists in this art. There is no confusion about whether or not surgery violates the mandates in this Oath, it does not. The only mandate that ever was in opposition to this Oath was the mandate our own government set forth when abortion was legalized. In 1999 this Oath was completely eliminated and the only requirement of doctors any longer is to get a license from the State in which they practice. As far as good judgment and morality, all doctors refer that to their regulator, the government and a little thing called the, Standard of Care. The Standard of Care¯, please remember this postulate for I have a story to tell about it. |